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Virginia Beach Foreclosure

Homeowners Facing Foreclosure What are Their Options
By Jarad Severe

Many times, homeowners in foreclosure will come to me and ask, "What are my options at this point?" Right now they are facing foreclosure with the auction a month or two out. Here is my reply.

1. You can call your lender and ask them to reinstate the loan. You may be allowed to reinstate or make the loan current by paying a lump sum or making scheduled payments to your lender over a given amount of time. Explain to them you had a few bad months but now you are back on your feet and most lenders will try to work something out with you. This option typically works when the homeowners are not too far behind on payments and can prove that they are in a better financial situation.

When the...
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